A 7/1 ARM is an adjustable-rate mortgage that carries a fixed interest rate for the first seven years of its term, along with fixed principal and interest payments. After weeks of leaked specs and images, HMD Global has finally made the Nokia 7.1 official.

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The 7/1 ARM is a hybrid mortgage, it comprises years with a fixed interest rate followed by years with a variable rate. The "7" is the number of years with a fixed interest rate, the "1" represents the annual adjustment period.

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