If you are willing to be an owner occupant you can certainly find that. 4 units and under is a residential loan, not a commercial loan, so there are FHA, VA etc programs available. Homepath loans are available for some Fannie Mae foreclosures, both owner occ and investors- look at homepath.com, you’ll find properties as well as links to the financing details.

We’ve made it our mission to prospect, research, and test private nonbank lenders active in today’s marketplace. The majority of commercial property lenders have narrow and inflexible guidelines and only fund perfect scenario loans.

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Greystone, a commercial real estate lending, investment, and advisory company, has provided a $6.5 million Freddie Mac Small Balance Loan (SBL) to refinance a 53-unit multifamily property in East.

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FROM: Peter Harris Author of the book “Commercial Real Estate Investing for Dummies” "I have personally known Terry Painter and Apartment Loan Store since the early 2000’s. Since then, Terry is the first person we call when a commercial loan is needed – pretty much anywhere in the U.S.