New York Hard Money Loans and Private Money Lenders: Most New York Hard Money lenders structure their loans based on a percentage of the quick-sale value of the subject property. This is called the loan-to-value or LTV ratio and typically hovers between 50-75% of the market value of the property.

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Hard money lenders offer short-term loans to purchase and renovate properties. Hard money lenders charge higher rates but offer faster funding times and, oftentimes, no credit criteria. We researched over 20 hard money lenders comparing rates, terms, qualifications, application process, funding time, and reviews to choose the top seven below.

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can anyone recommend a hard money lender in NJ or NYC? Find answers to this and many other questions on Trulia Voices, a community for you to find and share local information. Get answers, and share your insights and experience.

Different Than Traditional Hard Money Lenders in New York. We are different that traditional hard money lenders in New York in that we are credit-based first and then asset-based second, meaning that we evaluate a hard money loan based upon the financial qualifications of the borrower.

Hard Money Lenders for New York Real Estate. In the "fix and flip" world, finding a quality source of capital that can keep up with the fast-paced nature of the New York housing market can prove to be a challenge which has lead to a high-demand for hard money lenders that service New York.

Sure, I had calculated out what my monthly loan payments would be if I were to not pay off the full amount right then and.

That can be almost as hard as finding a home in the city’s notoriously labyrinthine real estate market. NerdWallet is here to help. We compared New York City’s leading home lenders and identified some.