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Stated Income Loans – 2019 Stated Income Mortgage Lenders – These new stated income mortgage loans are often referred to as " bank statement loans ", "alt doc loans", or "alternative income verification loans". Technically, you are not just merely stating your income, but rather using an alternative means to verify your income (both personal and business bank statements may be used).

No Doc Mortgage: What’s Available Now.. Both of the above factors cause alt doc loans to be more expensive than standard conforming or government-backed mortgages.

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