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Lenders failing to reduce fixed rates – Mortgage lenders are showing continuing reluctance to reduce the cost of fixed rate mortgages, despite around a 30 basis point reduction in the cost of funding on the swap rates market, says.

Seeking middle ground, Fed raised rates, will be careful with increases next year – Walking a fine line between being overly optimistic and too pessimistic, the Federal Reserve bumped up its benchmark interest rate on Wednesday and said the US economy remained strong, but it warned.