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Hard Money Loan Rates California i. Loans are not available in all states; Westpark Loans only brokers loans in California. ii. Rates are subject to change daily and throughout the day without notice. iii. Neither this website nor its parent company is a lender. iv. The rates and payments shown do not factor in all your information.

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Hard money lenders offer short-term loans to purchase and renovate properties. Hard money lenders charge higher rates but offer faster funding turnaround and, sometimes, no credit criteria.

What Is A Hard Money Lender? A hard money loan is an asset-based loan. One of the biggest factors affecting the approval of a traditional loan is your credit history and income. Lenders want a candidate that possesses a reputable re-payment history because this demonstrates the consumer’s ability to repay loans.

Hard money rehab loans are offered by a wide variety of lenders. Smaller local hard money lenders typically offer a wider range of rates, fees, terms, and qualifications because they’re able to work with unique projects and borrowers. National lenders, on the other hand, generally have standardized costs, terms, and qualifications.

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