Rates for home loans edged up as financial markets stabilized on hope about global trade, but held near long-time lows. The 30-year fixed-rate mortgage averaged 3.75% in the holiday-shortened July 3.

Today’s Mortgage Rates and Refinance Rates. Be sure to use APR, which includes all fees and costs, to compare rates across lenders. Rates below include zero discount points. Use our Product Comparison Tool for rates customized to your specific home financing need. 30-Year Fixed Rate 4.625% 4.706% 30-Year Fixed-Rate VA 4.5% 4.808% 20-Year Fixed.

Land Loan Pre Approval 15 Yr Mortgage Refinance Rates Refinance rates ease for Thursday – Monthly payments on a 15-year fixed refinance at that rate will cost around $714 per $100,000 borrowed. That’s clearly much higher than the monthly payment would be on a 30-year mortgage at that rate,